RayB wrote:theyangman wrote:ken_cinder wrote:Changes phones like underwear too...wish I was that rich lol
The new Note 8 on a 2-year contract will probably be 500 plus tax? either 399 or 499 for sure, and I'll sell the Note 4 for 250 - 350? So it doesn't really cost me much at all to upgrade each year.
You're completely ignoring the extra costs you pay to subsidize that phone. It's never just $500. It's $500 plus whatever extra plan they force you to be on. You could be paying only $40 or $50/mo but because you're subsidizing the phone, you're forced onto a $80, $90 or higher per month plan. So factor that in. Your phone will never be $500. It's $500 + the plan difference x 24 ! It's cheaper to just buy the phone outright.
Well, you have to look at it properly. Do we pay the subsidy back? Yes, but it is
built into your monthly plan, which to most people is already a fixed cost.
If my plan was $155 before and $155 after the new phone, nothing changes. And if none of my other lines change (which they don't) then I am not sure what you are implying.
Buying a phone outright nowadays for any premium device is $1,000 or so bucks, but if I can pay $400-$500 upfront and let Rogers let me pay down the balance over time for 0 interest then why wouldn't I? I have no plans of getting rid of my phone, and the benefit for the bring your own device benefit isn't that great.
Take a look at the math:
Scenario 1 - Premium Plus Tab:
You buy the phone on a PP+ tab: $149.00 + HST
Canada Wide 3 gig Monthly plan: $105 x 24 months = $2,520.00 + HST
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Total obligation over 2 years: $2,669.00 + HSTScenario 2 - Premium Tab:
You buy the phone on a Prem. tab: $349.00 + HST
The Same Canada Wide 3 gig Monthly plan: $95 x 24 months = $2,280.00 + HST
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Total obligation over 2 years: $2,629.00 + HST Scenario 3 - Smart Tab:
You buy the phone on a Smart tab: $549.00 + HST
The Same Canada Wide 3 gig Monthly plan: $85 x 24 months = $2,040.00 + HST
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Total obligation over 2 years: $2,589.00 + HST Scenario 4 - No Tab:
You buy the phone outright: $999.00 + HST
The Same Canada Wide 3 gig Monthly plan: $80 per month + HST (BUT you save 10 bucks with the BYOD discount) = $70 x 24 = $1,680.00
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Total obligation: $2,679.00 + HSTBUT you can leave at any time, and not locked into any contract.
So over the same 2-year plan, there isn't much of a difference between all four scenarios....
I want more games...